About Us

CARE Training is a division of CARE Advisory Research & Training Limited (CART, a wholly owned subsidiary of CARE Ratings). Genesis of CARE Training comes from the vision and commitment of CARE to be recognized as a knowledge based company. CARE Training strives to provide the best training in the industry through its panel of Subject Matter Experts, Senior Executives from the Industry. The Faculty associated with CARE Trainings are highly qualified experts with vast domain experience. CARE Training offers customized online courses as well as workshops to address the needs of the BFSI Segment. It imparts corporate training in Credit Management, Infrastructure Financing, Project management, Corporate Credit Risk Assessment, SME Lending, etc.

CARE Ratings Ltd. commenced operations in April 1993 and over the past two decades, it has established itself as the second-largest credit rating agency in India. CARE Ratings provides the entire spectrum of credit rating that helps the corporates/FIs/Govt. bodies to raise capital for their various requirements. CARE Advisory Research & Training Ltd. (CART) is a wholly-owned subsidiary of CARE Ratings Ltd. CART is engaged in the business of rendering financial and management advisory services, undertaking diligence studies and appraisals of all types of projects. CART also caters to the training needs of corporates and professionals through its on-line/off-line training programmes.

Board of Directors

CARE Training Mr. Ajay Mahajan, Chairman

Mr. Ajay Mahajan, Chairman

Mr. Ajay Mahajan is the Managing Director & CEO of CARE Ratings Ltd.. He is a widely experienced financial services expert with 30 years in banking and capital market businesses. He worked in organizations like Bank of America where he started his career in 1990 and went on to become MD & Country Head of Global Markets Group. Here he also led the initiative of building the first 100% foreign owned NBFC in the country to do primary dealership and fixed income credit. Thereafter, Ajay joined YES BANK in a top management role to build out multiple functions like Financial Markets, Investment Management, Financial Institutions and International Banking. Ajay moved thereafter to UBS in 2008 to build their India franchise from scratch, another deeply entrepreneurial role. Ajay's last assignment was a 7 year long stint in IDFC Group which he joined in 2013 to play a hugely transformative role to lead the conversion of their Infrastructure financing business to a multi-product, multi-segment wholesale banking business comprising Corporate Credit, SME Credit, Financial Markets, Government Banking, Financial Institutions and International Banking. Besides, this role required building teams, systems, processes and cutting-edge technologies to support the wholesale bank’s growth. Ajay was one of the founding members of FIMMDA, the financial markets SRO in India and headed product development committee and several other initiatives for market development. He also held the Vice Chairman role at FIMMDA. Ajay holds a Bachelor of Engineering in Electrical & Electronics Engineering from BITS Pilani, and an MBA from FMS (where he was a Gold medalist) and is also CFA Charter holder from CFA Institute, USA.

CARE Training Rajesh Mokashi

Mr. Arun Kumar, Director

Executive Director of CARE Ratings Ltd.

CARE Training Rajesh Mokashi

Mr. Navin Jain, Director

Executive Director and Company Secretary of CARE Ratings Ltd.

CARE Training Mehul Pandya

Mr. Mehul Pandya, Director

Executive Director of CARE Ratings Ltd.


CARE Training Sanjeet Kumar

Mr. Sanjeet Kumar, CEO

CART’s team is led by its CEO, Mr. Sanjeet Kumar. Mr. Sanjeet Kumar holds graduate degree in Economics (H) from Hansraj College, Delhi University and Master’s Degree in Economics from Pune University. He also holds Post Graduate Diploma in Business Management from Symbiosis Institute of Management Studies, Pune. He has more than 20 years of experience in working with Rating Agency and Banks. He has worked with multiple organizations such as CARE Ratings, Deutsche Bank group, DBS Bank, Bank of Nova Scotia. He has extensive experience in the field of credit risk assessment and project appraisals.

Our Subject Matter Experts

CARE Training Eknath Birari

Eknath Birari

Mr. Eknath Birari has over 35 years of work experience in the banking sector. He started his career with Oriental bank and soon was inducted into the Foreign Exchange department. He is one of the most experienced in Trade and international Financing and FEMA. He has spent over 15 years in the Foreign Exchange department itself. Further he was made a senior faculty in the staff training college in the bank and has even served as the principal of the college. He is now a visiting faculty in various management schools, FEDAI and continues to train bankers on various sectors. He also trains on LC & UCPDC, risk management in International trade etc.

CARE Training Rajendra Ganatra

Rajendra Ganatra

Rajendra Ganatra is an adjunct professor of Finance & Accounting at IIM Trichy. He is a regular faculty with various institutes for training program on Project finance. He has worked with IDBI Bank for more than 2 decades handling project finance for large infrastructure projects in sectors such as power generation, toll roads, SEZ, ports, telecommunication, urban infrastructure, and manufacturing sector projects. He has also worked in Corporate sector (i.e. Essar Steel Ltd. and SKIL Infrastructure Ltd.) at senior management positions. He also held the position of MD & CEO of ISARC. He has done CAIIB, CFA (India), Ph.D. (Management Studies) and graduation in B.E (Mechanical) from VNIT, India.

CARE Training Waman Gokhale

Waman Gokhale

An astute banker with over 4 decades of banking experience who had handled hundreds of Credit proposals. A teacher to the core & trained Bankers, Entrepreneurs & Students for 6000+ hours. He is empanelled with most of the leading Training Institutions of banks' including IIBF. An expert in developing strong analytical skills in the trainees. He was a Panel Member on Saurashtra University for deciding Curriculum for MBA. He is also Standing Member on the MSME panel of 3 PSU banks.

CARE Training SKV Srinivasan

SKV Srinivasan

Mr. S.K.V. Srinivasan is a former Executive Director of IDBI Bank Ltd. having over 35 years of experience covering SME lending, Corporate & Project Finance lending, Retail Banking, Credit Operations, Risk Management, Trade Finance and NPA Management. He has proven track record of establishing several successful businesses for IDBI bank such as Secured and Unsecured individual loans; Business Banking - Mortgage loans, SME lending and Agricultural Loans; Mid Corporate Business – Assets, Fee and Institutional Liabilities, Transaction Banking – Trade, Forex and Cash Management Services, Centralised Risk Contained Bulk PSL business - Securitisation, and Micro Finance Lending. He has been on the Board of SIDBI, IDBI Federal Life Insurance, IDBI Mutual Fund, CESC, PPN Power (Apollo Hospital Group) and Haldia Petrochemical. He has done PGDM-Finance, CAIIB and B.Tech (Chemical Engineering).

CARE Training P.C James

P.C. James

Mr. P.C. James is well known in the insurance industry who was in IRDAI as ED, as GM as also Director in Agriculture Insurance Company of India, CRO and GM in United India Insurance Company and Chair Professor at National Insurance Academy. He is a well-known author of Insurance Books (Understanding General Insurance and Understanding Insurance of Health) and has written numerous articles and papers.

CARE Training R.Kirthivasan

R. Kirthivasan

Sh. R.Kirthivasan is a former Deputy General Manager of Oriental Bank of Commerce , having about 38 years of experience in all facets of banking - at branch level and in the Controlling offices. Has a proven track record of having assisted innumerable business ventures in its successful all round growth and development . Has been engaged as a prolific banker in marketing all its products successfully. During his tenure was instrumental in increasing the business of several branches and made them profit centers inspite of strong competition and vagaries of slowdown in the economy . He has also been engaged in teaching, as Guest Faculty from time to time in staff training colleges of various banks at different centres Presently involved as President in a Resolution Company having offices in several cities, due to his domain knowledge and expertise in bringing about faster resolution and effective recovery to the benefit of all stakeholders within the legal framework ,especially , the latest regulations under the Insolvency & Bankruptcy rules.