The Certificate Course in Credit Management covers Core Credit Management skills, essential for 'Credit Managers' working in BFSI Segment. It encompasses all intricacies of Credit including Appraisal, Monitoring & Recovery.
The entire courseware combines the best practices, systems & procedures, compliances & the practical applications which are necessary while handling Credit. Emphasis is given to selection of borrower, process of due diligence & assessing his credit worthiness.
Credit Assessment module captures the basic analysis of Financial Statements and Ratios. Inputs are given on Working Capital Finance and Infrastructure Projects Lending showcasing how SPV structure works.
The Appraisal of Retail Loans and its Monitoring, have been dealt with.
Export Finance helps develop expertise in required Compliances.
Concepts related to Credit Rating and Credit Pricing form a part of the learning.
Methods of recovery of a Stressed Asset (legal & non legal); the concept of DRT, SARFAESAI, Lok Adalat & even the newly constituted IBC finds way in the Monitoring & Recovery module of this course.
1. Introduction to Credit Management
2. Role of Credit Officers
3. Corporate Credit Assessment
4. Retail Credit Assessment
5. Priority Sector Lending
6. Credit Monitoring
7. Credit Rating Concepts and its application
8. Credit Pricing
9. Important Regulatory Guidelines
10. Stressed Asset management
What does Certificate Course in Credit Management (CCCM) cover?
The Certificate Course in Credit Management (CCCM) develops Core Credit Management skills essential for 'Credit Managers' working in the BFSI Segment. It encompasses all intricacies of Credit including Appraisal, Monitoring & Recovery. It is customized to help the current Credit Officers and Managers who assess credit risks. The entire courseware combines the best practices, systems, procedures, compliances and the practical applications which are necessary while handling Credit. Emphasis is given to selection of borrower, process of due diligence & assessing their credit worthiness. The Certificate Course in Credit Management (CCCM) helps identify early warning signals of problem loans and take measures to mitigate them.
Who should enroll in the Certificate Course in Credit Management (CCCM)?
All Professionals and Learners from Banking, Finance, Insurance and NBFCs who wish to pursue or further their career in Credit Management.
What are the benefits of the Certificate Course in Credit Management (CCCM)?
The Course offers self-paced learning that is available anytime anywhere.
The Course comprises of the core Credit Management Modules developed by Industry experts with decades of experience in Credit Management.
The course has been designed as per RBI guidelines.
Engaging Video Lectures supplemented with rich Presentations and reading material enhance the learning experience.
Case study-based approach to strengthen the concepts.
Candidates can raise queries and have subject matter experts respond with their inputs.
What is the take away for the learners from this course?
A Professional Certificate by CARE Advisory Research and Training Limited, a wholly owned subsidiary of CARE Ratings.
Comprehensive understanding of all intricacies of Corporate and Non-Corporate Credit appraisal.
Learn how to Analyze and take the right decisions on Credit Proposals.
Learn the best Credit Management Practices and understand how to minimize errors in judgement and overcome shortcomings.
Add Value to the Organization through Clarity in Understanding of Credit Management across Industries and Asset Classes.
Be ahead of others in the field of Credit Management.
What is the duration of this course?
The duration of the course is 6 months. As it is a self-paced learning course, it can be completed within 4 to 6 months. If the candidate desires to complete it sooner, he/she can complete it as soon as their course progress is 100% and final evaluation is successful. The final evaluation can be given after 30 days from the date of enrollment.
What is the fees for the Certificate Course in Credit Management (CCCM)?
The course fees is Rs. 14500 inclusive of taxes.
What are the modes of payment accepted for enrolling to CCCM?
Payment can be done using Credit Card, Debit Card, Net Banking, UPI and Wallets (SBI Buddy, Freecharge, Ola Money, PayUMoney, PayZapp, Mobikwik)
Cheque Payments: Cheque payments have to be made in favor of CARE Advisory Research & Training Ltd. Contact us for further details.
Beneficiary: CARE ADVISORY RESEARCH AND TRAINING LTD
A/c No.: 50200022468592
Bank: HDFC Bank
IFSC Code: HDFC0000163
Branch: Sion East - Sion Circle Branch Address: Rupam Centre, Cine Planet, Sion Circle, Sion (E), Mumbai- 400022.
How do I start my Course once I have successfully enrolled to Certificate Course in Credit Management (CCCM)?
Certificate Course in Credit Management (CCCM) is offered as a self-paced online learning course.
Once enrolled, the candidate can visit www.care-trainings.com and login using their email and password, then click on My Courses and View Course button to start the Course.
The Course comprises of 23 modules and 3 case studies.
Modules consist of Reading Material, Presentation, Video Lecture and Assignment.
Case Studies consist of Reading Material and Assignment.
Trainees must refer to all the content within maximum period of 6 months from the date of enrollment.
How do I achieve 100% course progress?
For achieving 100% course progress, candidates are required to refer all the content.
For Reading Material and Presentations, candidates have to click YES at the bottom of the screen after reviewing them.
For Video Lectures, candidates need to view the entire videos to complete the progress.
For Assignments, candidates need to attempt all the questions to complete the progress.
Once the above is completed, the course progress will be 100% and the candidate will be eligible for the Exam provided one month has passed from the date of enrollment.
What are assignments?
Assignments are basically practise tests at the end of each module. These assignments are aimed at helping the candidates to self assess their understanding of each module. It also helps prepare for the Final Evaluation Exam.
What are the details of the final evaluation and the required passing marks?Mode: Final Evaluation will be held Online.
Duration: 75 Minutes
Total Questions: 46 Multiple Choice Questions
Total Marks: 46 Marks
Passing Criteria: 23 Marks
How do I become eligible for the Final Evaluation Exam? Do I need to schedule my Exam?
Candidates who have completed one month from the date of enrollment and have made 100% progress in their course will be automatically eligible for the exam. The link for the exam will appear in the Main menu. It can be attempted anytime within 6 months from the date of Enrollment. There is no need for scheduling the exam.
How can I reset my password?
To reset the password, candidates must go to www.care-trainings.com and click on Login link and then click on Forgot Password link. This will redirect the candidate to Reset Password screen. Here the candidate must enter their registered email address to receive a password reset link. Clicking on this link (received via email) the candidate will be able to choose a new password.
How do I find out my Course Progress?
The course name and the course progress percentage can be seen when a candidate logs in and clicks on My Courses.
If I have any technical queries, whom should I contact?
Candidates may write to firstname.lastname@example.org
If I have any academic queries, whom should I contact?
Candidates may raise a query after logging into www.care-trainings.com from the Queries section.
Can I use any web browser to access the course?
The course can be accessed using the most commonly used Internet browsers, like Google Chrome, Mozilla Firefox, Safari or Internet Explorer Versions 10, and 11.
Can I access my course from my smartphone or tablet?
Yes, candidates can access the course using any modern smartphone or tablet.
After completing the Final Evaluation Exam, when will I be able to view my results?
Candidates will be able to see their results immediately on completion of the Final Evaluation Exam.
After successfully passing my Final Evaluation exam, when will I receive my Certificate?
The Certificate will be issued immediately (in PDF format) on successful completion of the Final Evaluation Exam. The Certificate will also be sent via email to the registered email address within 24 hours.
If I fail in my first attempt at the Final Evaluation exam, how do I give the re-exam?
Candidates are allowed three attempts to pass the Final Evaluation exam. In case of an unsuccessful attempt, Candidate can request for re-exam from within the system itself and can re-appear immediately or as per their convenience within 6 months from the date of enrollment. In case of any further queries related to Final Evaluation exam, candidates can write to email@example.com
Will my employer/ HR department be informed of my results?
If the candidate is sponsored by a company, the results may be shared with their employer / HR Department.