Retail Credit Assessment
Video Lectures
Powerpoint Presentations
Reading Material
Multiple Choice Question Answers
Certificate Course
Mobile Friendly
Synopsis:
Consumer lending presents a unique set of challenges by combining credit risk process with the regulatory process. This program addresses the consumer lending decision at each step by covering the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures and closing. The course delivers the concept and importance of Consumer credit in today’s parlance. It encompasses details of Auto loans, consumer credit, unsecured personal loans, educational loans and Mortgage business loans.
The modules covered are:
1. Types of Retail Credit
2. General Rules for Appraisal of Retail Loans
3. Assessing Home Loans
4. Assessment of Vehicle Loans
5. Risk Issues, Management and Mitigation
This program addresses the complexities involved in consumer lending decision at each step by covering the application process, loan structuring, compliance issues, documentation procedures etc. The course delivers the concept and importance of retail credit in today’s economic environment. It encompasses details of vehicle loans, consumer credit, unsecured personal loans, education loans and home loans.
The contents covered are:
1. Types of Retail Credit
2. General Rules for Appraisal of Retail Loans
3. Assessing Home Loans
4. Assessing Vehicle Loans
5. Risk Issues, Management and Mitigation