Retail Credit Assessment

Synopsis:

Consumer lending presents a unique set of challenges by combining credit risk process with the regulatory process. This program addresses the consumer lending decision at each step by covering the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures and closing. The course delivers the concept and importance of Consumer credit in today’s parlance. It encompasses details of Auto loans, consumer credit, unsecured personal loans, educational loans and Mortgage business loans.

The modules covered are:

1. Types of Retail Credit

2. General Rules for Appraisal of Retail Loans

3. Assessing Home Loans

4. Assessment of Vehicle Loans

5. Risk Issues, Management and Mitigation