Cash Flow Based Credit Assessment


CASH FLOW BASED CREDIT ASSESSMENT  - Interactive Virtual Training Program  

COURSE CONTENT :

Day 1:

How to arrive at cash flow statement

·       Operating Cash flow

·       Investment Cash Flows

·       Financing Cash Flows

Practical assignment on construction of cash flow statement

 

Understanding Importance of Operating cash flows

·       Working Capital changes

·       Capitalization of Operating expenses

·       Disconnection between what flows through cash flow from operating activities and what flows through reserves

·       Non recurring Operating cash flows

·       Understanding Cash Tax Paid and Tax Charge as per Profit and Loss Account

·       Relation of earnings  EBDITA with Operating cash flow

·       Utilisation of cash flows from operations

(Above concepts will be explained with case-lets)

Day 2:

Understanding Importance of Operating cash flows

·       Free cash flows

·       Measuring Sustainable Operating Cash flows

(Above concepts will be explained with caselets)

Understanding Investment & Financial cash Flows

Cash Flow Covenants

Assessment of working capital facilities based on cash flow statement with special emphasis on post Covid 19 situation

·       Process Flow

·       Templates

·       Critical Issues

 

Assessment of working capital facilities based on cash flow statement

·       Case study 1

·       Case study 2
Takeaways from this training

Feedback - Question & Answers

 

 TARGET AUDIENCE :

The target audience for this programme is Relationship Managers, Credit Officers posted in Emerging Corporate and Mid Corporate Business in Commercial banks, Investment Banks, Rating Companies & NBFCs.